The Hartford Accident & Health Underwriter in United States

Title: Accident & Health UnderwriterLocation: United States-New Jersey-MorristownOther Locations: United States-Massachusetts-Boston, United StatesJob Number: 1800695The Accident & Health Underwriter contributes to the success of the Accident & Health team by driving growth, profitability and retention while providing excellent service within established performance standards and priorities.

Responsible for marketing, analyzing risk and underwriting all products for Accident & Health – Special Risk, Business Travel Accident, Multi-National, Voluntary & Basic AD&D, including any future portfolio products

Monitor product forms and rate filings to ensure a competitive offering

Reviews all new and renewal business submissions, evaluating account performance and assisting in development of profitable terms

Develops negotiation strategies regarding new and renewal opportunities

Identifies cross-selling opportunities

Prepares underwriting proposals and templates

Develops and maintains strong working relationships with internal and external business partners

Identifies and targets new business opportunities and takes on account management responsibilities by building relationships with producers

Responsible for handling assigned renewals in accordance with our underwriting guidelines and achieving  targeted renewal retention

Adherence to all Corporate and Division protocols  and procedures

Ensures adherence to underwriting authority, processes, and compliance directives, underwriting file documentation requirements and service level agreements, accordingly per authority statements, compliance guidelines & standard operating procedures

Ensures any/all underwriting audit recommendations are implemented based on the action plan developed

Visits selected producers to establish effective relationships

Provides product and underwriting  direction, training and guidance to internal & external partners

Work on various projects as assigned by Underwriting management


Strong knowledge of A&H products, underwriting processes, market segmentation, portfolio management, and distribution including Multinational Solutions

Strong analytical skills, ability to recognize problems and implement solutions

Strong influencing, negotiations and communications skills

Ability to work across multiple parts of the businessQualifications:

Bachelor’s degree (or equivalent)

5 years’ experience with Accident & Health Insurance including underwriting, pricing, product & distribution

Knowledge of underwriting and regulatory/compliance concepts, practices, and procedures

Proficient in MS Office applications

Must be well-organized, positive, energetic, self-motivated, and possesses strong interpersonal skills

Proven track record of achieving results that have a clear, positive, and direct impact on business performance

Depending on candidates experience, we may hire at a different level


Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or ExpressionJob: Group UWPrimary LocationUnited States-New Jersey-MorristownOther LocationsUnited States-Massachusetts-Boston, United StatesScheduleFull-timeJob LevelIndividual ContributorEducation LevelBachelor's Degree (±16 years)Job TypeStandardShiftDay JobEmployee StatusRegularOvertime StatusExemptTravelNoPostingMar 2, 2018, 8:34:11 PMRemote Worker OptionYesThe Hartford is an equal employment and affirmative action employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by law. The Hartford maintains a drug-free workplace and is committed to building inclusion and leveraging diversity.