The Hartford Accident & Health Senior Underwriter - IL, CA, TX in SAN FRANCISCO, California

Title: Accident & Health Senior Underwriter - IL, CA, TXLocation: United States-Illinois-ChicagoOther Locations: United States-California-Brea, United States-California-San Francisco, United States-California-Los Angeles, United States-Texas-FriscoJob Number: 1800912The A&H Senior Underwriter contributes to the success of the Accident & Health team by driving growth, profitability and retention while providing excellent service within established performance standards and priorities.


Responsible for marketing, analyzing risk and underwriting all products for Accident & Health – Special Risk, Business Travel Accident, Multi-National, Voluntary & Basic AD&D, including any future portfolio products using underwriting tools for manual and experience rating to meet profitability goals.

Manage top and bottom line Accident & Health products results including achievement of growth & retention targets, expense controls and achievement of the targeted combined ratio.

Meet renewal retention goals through strong negotiation and communication skills which may involve on site meetings with brokers, clients, or support/functional areas.

Ensures adequate and regular monitoring and analysis of the portfolio performance, and implement action plan for profit and/or growth as appropriate

Ensures adherence to underwriting authority, processes, and compliance directives, underwriting file documentation requirements and service level agreements, accordingly per authority statements, compliance guidelines & standard operating procedures.

Regularly monitors the A&H Insurance markets and our competitive position in those markets, as well as market trends and identifying areas of opportunity for expansion of existing and introduction of new products

Establish and maintain proper broker/client relationship management and new business development.

Develop and maintain strong working relationships with internal business partners & identify and target new business and cross sell opportunities within both Group Benefits and P&C areas


Strategic orientation, managing vision and purpose, developing organizational capability.

Strong influencing, negotiations and communications skills and ability to work across multiple parts of the business

Strong knowledge of A&H products, underwriting processes, market segmentation, portfolio management, and distribution including Multinational Solutions

Strong analytical skills, ability to recognize problems and implement solutions


Bachelor’s degree (or equivalent).

10 years’ experience with Accident & Health Insurance including underwriting, pricing, product & distribution

Knowledge of underwriting and regulatory/compliance concepts, practices, and procedures

Proficient in MS office applications & Excel

Must be well-organized, positive, energetic, self-motivated, and possesses strong interpersonal skills.

Proven track record of achieving results that have a clear, positive, and direct impact on business performance.

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression

 Job: Group UWPrimary LocationUnited States-Illinois-ChicagoOther LocationsUnited States-California-Brea, United States-California-San Francisco, United States-California-Los Angeles, United States-Texas-FriscoScheduleFull-timeJob LevelIndividual ContributorEducation LevelBachelor's Degree (±16 years)Job TypeStandardShiftDay JobEmployee StatusRegularOvertime StatusExemptTravelYes, 10 % of the TimePostingApr 20, 2018, 11:05:57 AMRemote Worker OptionYesThe Hartford is an equal employment and affirmative action employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by law. The Hartford maintains a drug-free workplace and is committed to building inclusion and leveraging diversity.