The Hartford Senior Underwriter, National Accounts in HARTFORD, Connecticut

Title: Senior Underwriter, National AccountsLocation: United States-Connecticut-HartfordJob Number: 1801025Do you have a passion for identifying risks? Are you practical thinker who’s driven to help others? This is your opportunity to give those passions and talents new purpose by applying them to meaningful work at The Hartford.  ABOUT THIS OPPORTUNITYAs an Underwriter in National Accounts at The Hartford, you’ll be responsible for the casualty lines of National Accounts (typically accounts with more than 500 employees) which are written utilizing loss sensitive plans, such as Large Deductibles and Self-Insured Retentions. You will assist the Field Team in soliciting new business opportunities from brokers and agents, as well as manage a renewal book of business. You’ll also rigorously analyze underwritten information to assess and price risk for each account, and develop a sales strategy for new business opportunities.  As a National Accounts Underwriter you will be responsible for portfolio management and growth in your assigned territory while maintaining strong returns and profitability. Identify and analyze information on risks' operations and key exposures/controls. Determining what additional information is necessary to perform a thorough analysis.Identify and analyze loss trends and understanding sources of loss information and differences in quality and applicability of the sources.Develop mastery level knowledge of loss rating concepts for each line.  Analyzing relationship between outside factors and the model, and adjusts loss rating accordingly, justifying position.Identify exposures that may need reinsurance. Develop submission to reinsurers and negotiates pricing.  Develop mastery level knowledge of all rating plans and variable options.  Making appropriate pricing decisions that balance need for growth and profit.  Understanding the effect that individual account decisions have on overall book.  Follow all underwriting & pricing guidelines and obtain management approval if warranted.  Recognize when guidelines may need adjustment and escalating to the management team.Develop master of coverage forms evaluate and set coverage terms, utilizing company and National Account guidance to respond to account/broker requestsCreate new and renewal insurance proposals within the National Accounts quotation systemMaintain positive and productive relationships with Field Team.  Communicating all decisions effectively, including those from National Accounts' management.Assist Field Team in identifying account needs and developing value-added solutions to meet those needs.Identify opportunities to expand the reach and profitability of The Hartford's National Account's business.Develop presence with brokers in assigned territory. Involved in new business or renewal presentations/meetings with accounts and/or brokers.Identify areas for improvement in tools and in various projects to support National Accounts growth and profitability objectives.  Qualifications: WHO YOU ARE:You have a college degree in finance, accounting, economics or insurance is strongly preferredPreferred 3 years of Property & Casualty experienceExperience handling loss-sensitive accounts preferred.Basic coverage knowledgeYou’re able to coordinate service team and partners to meet day to day demandsYou have strong organizational and workflow management skills that require an ability to work independentlyYou operate under the mindset of The Hartford’s Behaviors: Deliver Outcomes, Operate as a Team Player, Build Strong Partnerships and Strive for Excellence.This position may be filled at a different level, depending on experienceEqual Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or ExpressionJob: National Accounts UWPrimary LocationUnited States-Connecticut-HartfordOther LocationsScheduleFull-timeJob LevelIndividual ContributorEducation LevelBachelor's Degree (±16 years)Job TypeStandardShiftDay JobEmployee StatusRegularOvertime StatusExemptTravelYes, 10 % of the TimePostingMar 29, 2018, 9:33:37 AMRemote Worker OptionNoThe Hartford is an equal employment and affirmative action employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by law. The Hartford maintains a drug-free workplace and is committed to building inclusion and leveraging diversity.