The Hartford Associate Pricing Analyst, Personal Lines in HARTFORD, Connecticut

Title: Associate Pricing Analyst, Personal Lines

Location: United States-Connecticut-Hartford

Job Number: 1702586


This position is based in Hartford, CT within the Product & Pricing Center of Excellence (COE) organization supporting a $3 B written premium Auto and Home line business portfolio. This position is responsible for delivering and improving the product, pricing and execution processes in collaboration with our state and countrywide product management teams.


This position reports into the Product & Pricing COE organization within Personal Lines product. This position is an individual contributor role supporting pricing and product execution work for assigned regional/state and country-wide product goals.

Develop strong, collaborative partnerships with countrywide and state product management, technology, operations, data science, actuarial, compliance and legal.

Seeks opportunities to conduct work more efficiently, improve pricing tools and templates, and reduce operating cost as applicable. You will be asked to take a leadership role in countrywide projects, class plan enhancements and maintenance of complex states.



Executes state based Pricing and Product delivery in accordance to plan and quality objectives.

For assigned territories, work in partnership with state product management and country-wide actuarial to deliver pricing services aligned to state-based rate and non-rate actions:

  • Develop and communicate state indications, including updates of all relevant assumptions (trend, loss development, etc.)

  • Create and obtain approval for internal and external rate proposals

  • Manage rate work, including dislocation analysis and off-balancing

  • Provide disciplined and creative pricing analysis in support of actionable rate or product recommendations to product management

  • Lead implementation of countrywide initiatives as needed

  • Update rate/rule manuals and obtain filing approval with state DOIs

  • Deploy defect-free rating updates into IT production

  • Provide up-to-date documentation and ensure quality control procedures are completed

Product Pricing & Execution Governance, Maintenance, and Continuous Improvement

  • Encourages detailed process and operating procedures to support efficient and effective pricing and execution.

  • Brings forward and leads continuous improvement opportunities with a focus on process excellence initiatives. Looks for opportunities to streamline work, increase output or reduce cost.

  • Works in partnership with Product Quality and Training leads to ensure that our service delivery supports quality objectives and staff is developing skills to support work requirements.

Technical/Functional Skills:

  • Proficient in using Microsoft Excel and Microsoft Word

  • Time management skills – Organizes and manages own time and workload efficiently and ability to balance multiple priorities to fulfill all commitments within established timeframes.

  • Detail oriented - Attention to the important information that helps make up the big picture.

  • Independently performs work and takes responsibility for assignments.

  • Excellent Analytical SkillsCompetencies:

  • Interpersonal skills, including strong communication skills and an ability to build effective relationships across departments.

  • Critical thinking - The ability to actively and skillfully conceptualize, apply, analyze and evaluate to improve results and processes.

Typical Education/Experience/Certifications/Licenses:

  • College education required (Bachelors or above), degree in Math or similar discipline preferred

  • Minimum 2 years of pricing experience

  • Knowledge of Personal Lines products or operations preferred

  • Experience working in an actuarial department preferred

  • Understanding of Home products (coverages, forms, underwriting and new and renewal processes) preferred

  • System Knowledge – Basic knowledge of the systems that are used within Product Management preferred

  • Business or Insurance industry experienceBehaviors at the Hartford

  • Deliver Outcomes – Demonstrate a bias for speed and execution that serves our shareholders and customers.

  • Operate as a Team Player – Work together to drive solutions for the good of The Hartford.

  • Build Strong Partnerships – Demonstrate integrity and build trust with others.

  • Strive for Excellence – Motivate yourself and others to achieve high standards and continuously improve.

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression

Job: Product Management